The stocks of YES Bank Ltd are getting a lot of attention today because of the private sector lender’s business progress report for the third quarter that ended on December 31, 2025. On Friday, the share had finished at ₹22.29, an increase of 3.72%, and the total market capitalization was around ₹70,000 crore.
Loan and Advances Growth: Indicative data shows that YES Bank’s, loans, and advances have increased 5.2% year-on-year (YoY) to ₹2,57,508 crore, which is higher than the figure of ₹2,44,834 crore in December 2024. As per QoQ basis, loans grew 2.9% to ₹2,50,212 crore from September 2025.
Deposits Update: The entire amount of deposits of the bank grew 5.5% year-on-year to reach ₹2,92,484 crore; the deposit figure was ₹2,77,224 crore a year ago, but it has slightly decreased by 1.3% quarter-on-quarter from ₹2,96,276 crore. The banks’ deposits certificates are a little up to ₹990 crore from ₹987 crore in the last quarter.
CASA Ratio Strength: The present and savings accounts (CASA) at YES Bank have reached ₹99,443 crore which indicates an 8.5% year-on-year growth. The CASA ratio, when including CDs, is 34%, which is an increase from 33.1% in December 2024. In the previous quarter, the ratio stood at 33.7%.
Credit-to-Deposit and Liquidity Metrics: The credit-to-deposit ratio for the bank has reached an improved 88% from the previous quarter’s 84.5%, while the liquidity coverage ratio (LCR) has been disclosed as 123.8%, which is slightly lower than 125.1% in the previous quarter and 133.2% a year ago.
Stock Performance: For the past half a year, YES Bank shares have gone up by around 12%, and in the last year, the stock has gone up by 18%. The stock has not moved much in the past month indicating that investors are still interested in the company and are waiting for the next quarterly updates.
The corporate announcement draws attention to a modest rise in the volume of loans and deposits, a better CASA contribution and a higher credit-to-deposit ratio, which all point out the bank’s ongoing rummage at the asset quality, liquidity, and the immune system of its balance sheet through the changing market conditions.
